PERSONAL LOANS

A loan that can be tailored to fit each individual’s needs

Benefits & Features :

  • $10.00 minimum interest charge
  • Interest determined by terms and collateral
  • Optional payment plans

 

MORTGAGE LOANS

Permanent financing for loans secured by Real Estate

Benefits & Features :

  • Loan limit of 80% of appraised value of land and home, generally
  • Up to 15 year maturity with renewal every three (3) years

 

CONSTRUCTION LOANS 

A loan for construction costs to an approved home builder or for

individuals building a home. Permanent financing is agreed upon

before construction begins.

Benefits & Features :

  • Preapproval of long term financing required
  • Loan limit of 90% of the permanent commitment, generally
  • Usually 6 month term
  • Must have a contract with a reputable builder

 

BUSINESS LOANS

A loan tailored to meet the needs of individual businesses

Benefits & Features :

  • $10.00 minimum interest charge
  • Interest determined by terms and collateral
  • Optional payment plans

 

LOAN OFFICERS

National Mortgage Licensing System numbers (NMLS #)

  • 653930  Ellen Lou Ayers
  • 576571  David Mackey Brown
  • 885948  Ludwrick E Brown
  • 920441  Elizabeth Paige Burton
  • 576573  Tommy A Chamblee
  • 576562  Jody F Dawson
  • 566469 Cindy DePoyster
  • 576568  Larry Wayne Fancher
  • 1176964 Irma Foster
  • 576566  Vicki Lynn Graham
  • 576570  Linda Sue Johnson
  • 834497  Kirby Nicole Lambert
  • 576577  Billy George Martin       
  • 885949  Jimmy Stephen McAnally
  • 585530  Jon Simmons Newman
  • 576576  Jamie Dale Osbirn
  • 576574  Gretchen Lynn Roper
  • 576585  Ron M Roper
  • 576575  Leslie Diane Stacy
  • 576567  Alva Wayne Stanford
  • 955175  William Larry Stanford
  • 576572  Christy Dawn Tipton
  • 1176965 Kimberly Wallis
  • 885950  Michael Andrew Webb
  • 576565  Denean Marie White
  • 576579  Mollie Lynn White
  • 576569  Melissa Renae Wooten
  • 576563  Shelley Sue Young