The following services are available on all Business Checking Accounts:

  • Free Internet Banking Service
  • Free Bill Pay*
  • Free ATM or Debit Card**
  • Free Email Statements

*Free Bill Pay with Debit Card and Email Statements or Debit Card and Direct Deposit. Otherwise a monthly fee of $4.25 will be assessed.

**Debit Card available with approved credit.


Business Checking Accounts:

Commercial Checking

  • $1000.00 minimum deposit to open
  • 100 debits per month with no charge
  • $0.15 per item fee over 100 debits
  • Deposited Items: first 100 items deposited no charge
  • $0.05 per item fee charged for each item deposited over 100
  • $13.00 service fee if monthly balance falls below $2000.00

Commercial NOW Account

  • Intended for Sole Proprietors, non-profit organizations and qualified Public fund accounts
  • $1500.00 minimum deposit to open
  • Write up to 100 checks
  • Earn interest
  • $.15 per item fee over 100 checks
  • $8.95 service fee if balance falls below $1,500.00
  • Not available for corporations, partnerships, limited liability companies, limited partnerships, etc.

e statements:

  • Easy- simplify your account management
  • Secure-User ID and Password protected
  • Traditional delivery is obsolete and slow
  • Archived statements available for 3 months
  • Timely next day delivery
  • Efficient organization for downloading
  • Mail fraud isn’t an issue with estatements
  • Empty your file cabinets- save your statements electronically
  • No Charge- Email Statements are delivered FREE
  • Try it- We know you’ll be pleased!


 Contact your Client Service Rep at First American today.