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PERSONAL LOANS

A loan that can be tailored to fit each individual’s needs

Benefits & Features :

  • $10.00 minimum interest charge
  • Interest determined by terms and collateral
  • Optional payment plans

 

STUDENT LOANS

A loan designed for college students repayable upon graduation.

Offered are SLS, Stafford , and Plus.

Benefits & Features:

  • Low interest rates
  • Attend school and repay after graduation
  • No fee for applications

 

MORTGAGE LOANS

Permanent financing for loans secured by Real Estate

Benefits & Features :

  • Loan limit of 80% of appraised value of land and home, generally
  • Up to 15 year maturity with renewal every three (3) years

 

CONSTRUCTION LOANS 

A loan for construction costs to an approved home builder or for

individuals building a home. Permanent financing is agreed upon

before construction begins.

Benefits & Features :

  • Preapproval of long term financing required
  • Loan limit of 90% of the permanent commitment, generally
  • Usually 6 month term
  • Must have a contract with a reputable builder

 

BUSINESS LOANS

A loan tailored to meet the needs of individual businesses

Benefits & Features :

  • $10.00 minimum interest charge
  • Interest determined by terms and collateral
  • Optional payment plans