Some restrictions apply. *Annual Percentage Yield as of 5/1/08. Service fee—$2.00 per month if balance falls below $7,500; $2,500 minimum balance to open; Balances less than $7,500 will earn current passbook savings rate, which is currently 1.74%APY; $7,500-$24,999 balance earning 50% of prime, currently 2.52%APY; **$25,000 or greater earning 60% of prime, currently 3.03%APY; maximum rate of 6.50%APY. Service fees may reduce your earnings.